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INSURANCE FOR CANDLE & SOAPMAKERS This page is Copyright © 2003 Doneen St.John - The Candle Cauldron™ |
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Finding insurance for your candle business can be very difficult!
Unfortunately many insurance companies do not want to cover the
candlemaking industry as it's a higher risk for them. In fact many
candlemakers who have tried to add their business as a rider on their
homeowner's policy have ended up being dropped by their agency once they
discover they are making candles in their home... so when you shop for
insurance, keep that in mind! It can be difficult to find insurance
for body products too for the same reason... high risk. The following companies have been found to offer commercial or business insurance to candlemakers. Many of them may also be willing to cover bath & body products too, but be sure to ask them and make sure! This list is provided for your use, and you will need to contact them and verify what they offer and get the details for yourself. |
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| These listings have been submitted by other candle & soapmakers and collected from the message boards. Thanks to everyone who shared their info and helped build this database! This list is not yet complete, it is an ongoing project for me, and I will continue to add any more companies that I find. If you know of any that I do not have listed here, please send them in and I will add them! | |||
| STATE | AGENCY | AGENCY | AGENCY |
| AK | |||
| AL | www.auto-owners.com | ||
| AR | www.graindealers.com | ||
| AZ | www.graindealers.com | www.auto-owners.com | |
| CA | |||
| CO | www.auto-owners.com | ||
| CT | |||
| DE | |||
| FL |
Jackie Hays - Hays Insurance Agency (Allstate Agent) 507 E. Brazos Ave. West Columbia, TX. 77486 Phone: (979) 345-2271 |
www.auto-owners.com | |
| GA | www.auto-owners.com | ||
| HI | |||
| IA | www.auto-owners.com | www.1stinsurance.com | |
| ID | |||
| IL | www.capitolindemnity.com | www.auto-owners.com |
Stanton-Ingersoll Agency Inc. PO Box 378 Monmouth, IL. 61462 (309) 734-2171 |
| IN | www.graindealers.com | www.auto-owners.com | |
| KS | www.auto-owners.com | ||
| KY | www.auto-owners.com | ||
| LA | |||
| MA | |||
| MD | |||
| ME | |||
| MI | www.auto-owners.com | ||
| MN | www.auto-owners.com | ||
| MO | www.auto-owners.com | ||
| MS | www.graindealers.com | ||
| MT | |||
| NC | www.graindealers.com | www.auto-owners.com | |
| ND | www.auto-owners.com | ||
| NE | www.auto-owners.com | ||
| NH | www.co-opinsurance.com | ||
| NJ | |||
| NM | www.graindealers.com | ||
| NV | |||
| NY | Finger Lakes Fire & Casualty | ||
| OH |
Masters & Associates Insurance P.O. Box 148 Miamisburg, Ohio 45342-0148 (937) 866-3361 |
www.auto-owners.com | |
| OK | www.graindealers.com | ||
| OR | |||
| PA | |||
| RI | |||
| SC | www.auto-owners.com | ||
| SD | www.auto-owners.com | ||
| TN | www.graindealers.com | www.auto-owners.com | www.zanderins.com |
| TX | KandKinsurance.com |
Jackie Hays - Hays Insurance Agency (Allstate Agent) 507 E. Brazos Ave. West Columbia, TX. 77486 Phone: (979) 345-2271 |
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| UT | www.auto-owners.com | ||
| VA | www.graindealers.com | www.auto-owners.com | |
| VT | www.co-opinsurance.com | ||
| WA | |||
| WI | www.auto-owners.com | www.capitolindemnity.com | |
| WV | |||
| WY | |||
| n/a | www.rlicorp.com | RLI offers insurance for bath & body only, no candle products. | |
For those of you
who live in states where there is no listing and you are having a hard
time finding insurance, the articles below should help:
| The Hartford's Business Insurance Basics (click here for article) |
| A very informative article that teaches you all about the different types of insurance you might need for your business! A must-read! |
| Subject: Re: liability insurance |
Hi, I have found that area by area and state by state coverage's will vary as will companies that sell policies. I have been in the same shoes as you are now and I know how frustrating it can be. We were dropped 2 months into our last renewal. It seems that as we get bigger, less companies want to deal with the liability although my premiums keep making them more and more money. I have yet to have a claim in all my years. Anyway, although I cannot help you find an agent or a company, I can help you find new coverage. If you or any other person who is finding themselves in need of coverage follow this...you will find insurance at the end of the rainbow :o)
Happy Candlemaking! |